California Lottery Tax Calculator
Great news! California does not tax lottery winnings. You only pay federal taxes.
California has no state lottery tax
California is one of nine states that do not impose state income tax on lottery winnings. Winners only owe federal taxes — up to 37% at the highest bracket.
California lottery winners pay only federal income tax. The IRS withholds 24% on prizes over $5,000, and your final federal bill may reach 37% based on your total annual income.
Enter Your Winnings
Lump sum is approximately 55% of the advertised jackpot
Your estimated take-home winnings
$387,953
After 29.46% effective tax rate
Tax Breakdown
Cash value before taxes
Winnings Distribution
Frequently Asked Questions — California Lottery Taxes
How much tax do I pay on a $1 million lottery win in California?
On a $1 million lottery win in California, you would choose between the lump sum (approximately $550,000 cash value) or annuity payments totaling $1 million over 29 years. For the lump sum, the federal government withholds 24% upfront ($132,000), and California collects no state tax. Your estimated take-home lump sum would be approximately $418,000 before accounting for your total annual income, which could push you into a higher federal bracket.
Does California tax lottery winnings?
No. California does not impose a state income tax on lottery winnings. Winners in California only owe federal income taxes on their prizes. The federal government withholds 24% on prizes over $5,000 and the top federal marginal rate is 37%.
What is the lottery tax rate in California?
In California, there is no state income tax on lottery winnings (0% state rate). The only tax owed is federal: 24% is withheld upfront on prizes over $5,000, and the total federal tax can reach 37% for the highest earners. The maximum total tax rate on lottery winnings in California is 37%.
Lottery Tax in California
California is one of nine states that do not impose a state income tax on lottery winnings. If you win a lottery prize in California, you will only pay federal income taxes. The federal government withholds 24% upfront on winnings over $5,000, and your total federal tax liability may be up to 37% depending on your total annual income.
California Lottery — Key Facts for Winners
California is unique among US states — lottery winnings are exempt from state income tax, making it one of the most favorable states for lottery winners. Despite California having one of the highest state income tax rates in the country (up to 13.3%), that rate does not apply to lottery prizes. Winners only owe federal taxes, which can be as low as 24% withholding on large prizes.
Tax Sources & References
Federal withholding rates are based on IRS Topic No. 419 — Gambling Income and Losses. State tax rates are sourced from each state's department of revenue. Official California lottery rules and prize information are published on the California Lottery official website.
Disclaimer
This calculator provides estimates only and does not constitute tax advice. Actual tax amounts may vary based on your individual circumstances, deductions, and other income. Please consult a qualified tax professional for advice specific to your situation.