Maine Lottery Tax Calculator

Calculate your take-home winnings after 7.15% Maine state tax and federal taxes.

State Tax Rate

7.15%

Maine Income Tax

Federal Tax Rate

24–37%

24% withheld upfront

Max Combined Rate

44.15%

Federal + state

Maine withholds 7.15% state income tax on lottery prizes above the threshold, in addition to 24% federal withholding. Your maximum combined rate could reach 44.15%.

Enter Your Winnings

$

Lump sum is approximately 55% of the advertised jackpot

Your estimated take-home winnings

$348,628

After 36.61% effective tax rate

Tax Breakdown

Advertised Jackpot
$1,000,000
Lump Sum (55%)

Cash value before taxes

$550,000
Federal Tax (29.46% effective)
-$162,047
Maine Income Tax (7.15%)
-$39,325
Total Tax
-$201,372
Net Winnings
$348,628

Winnings Distribution

Take Home
Federal
State

Frequently Asked Questions — Maine Lottery Taxes

How much tax do I pay on a $1 million lottery win in Maine?

On a $1 million lottery win in Maine, the lump sum cash value is approximately $550,000. Federal withholding is 24% ($132,000) and Maine state tax is 7.15% ($39,325). Your estimated take-home lump sum is approximately $378,675 — though your final federal tax bill may be higher depending on your total income for the year.

Does Maine tax lottery winnings?

Yes. Maine taxes lottery winnings at a 7.15% state income tax rate. This is in addition to federal taxes of 24-37%. The Maine lottery withholds state taxes automatically on prizes above the threshold.

What is the lottery tax rate in Maine?

In Maine, the lottery tax rate is 7.15% at the state level, plus federal taxes of 24-37%. The federal government withholds 24% upfront on prizes over $5,000. Combined, lottery winners in Maine may pay up to 44.15% in total taxes.

Lottery Tax in Maine

Maine imposes a 7.15% state income tax on lottery winnings (Maine Income Tax). This is in addition to federal taxes of up to 37%. Combined, lottery winners in Maine may pay up to 44.15% in total taxes.

The Maine lottery withholds state taxes automatically on prizes over a certain threshold. If you are a non-resident winner, different withholding rates may apply.

Tax Sources & References

Federal withholding rates are based on IRS Topic No. 419 — Gambling Income and Losses. State tax rates are sourced from each state's department of revenue. Official Maine lottery rules and prize information are published on the Maine Lottery official website.

Disclaimer

This calculator provides estimates only and does not constitute tax advice. Actual tax amounts may vary based on your individual circumstances, deductions, and other income. Please consult a qualified tax professional for advice specific to your situation.