Maryland Lottery Tax Calculator
Calculate your take-home winnings after 8.75% Maryland state tax and federal taxes.
State Tax Rate
8.75%
Maryland Income Tax
Federal Tax Rate
24–37%
24% withheld upfront
Max Combined Rate
45.75%
Federal + state
Maryland withholds 8.75% state income tax on lottery prizes above the threshold, in addition to 24% federal withholding. Your maximum combined rate could reach 45.75%. Non-resident winners in Maryland are subject to a separate withholding rate that differs from the resident rate.
Enter Your Winnings
Lump sum is approximately 55% of the advertised jackpot
Your estimated take-home winnings
$339,828
After 38.21% effective tax rate
Tax Breakdown
Cash value before taxes
Winnings Distribution
Frequently Asked Questions — Maryland Lottery Taxes
How much tax do I pay on a $1 million lottery win in Maryland?
On a $1 million lottery win in Maryland, the lump sum cash value is approximately $550,000. Federal withholding is 24% ($132,000) and Maryland state tax is 8.75% ($48,125). Your estimated take-home lump sum is approximately $369,875 — though your final federal tax bill may be higher depending on your total income for the year.
Does Maryland tax lottery winnings?
Yes. Maryland taxes lottery winnings at a 8.75% state income tax rate. This is in addition to federal taxes of 24-37%. The Maryland lottery withholds state taxes automatically on prizes above the threshold. Non-residents winning Maryland lottery prizes are subject to a different withholding rate.
What is the lottery tax rate in Maryland?
In Maryland, the lottery tax rate is 8.75% at the state level, plus federal taxes of 24-37%. The federal government withholds 24% upfront on prizes over $5,000. Combined, lottery winners in Maryland may pay up to 45.75% in total taxes.
Lottery Tax in Maryland
Maryland imposes a 8.75% state income tax on lottery winnings (Maryland Income Tax). This is in addition to federal taxes of up to 37%. Combined, lottery winners in Maryland may pay up to 45.75% in total taxes.
The Maryland lottery withholds state taxes automatically on prizes over a certain threshold. Non-resident winners are subject to a different withholding rate in Maryland.
Tax Sources & References
Federal withholding rates are based on IRS Topic No. 419 — Gambling Income and Losses. State tax rates are sourced from each state's department of revenue. Official Maryland lottery rules and prize information are published on the Maryland Lottery official website.
Disclaimer
This calculator provides estimates only and does not constitute tax advice. Actual tax amounts may vary based on your individual circumstances, deductions, and other income. Please consult a qualified tax professional for advice specific to your situation.