Massachusetts Lottery Tax Calculator
Calculate your take-home winnings after 5.00% Massachusetts state tax and federal taxes.
State Tax Rate
5.00%
Massachusetts Income Tax
Federal Tax Rate
24–37%
24% withheld upfront
Max Combined Rate
42.00%
Federal + state
Massachusetts withholds 5.00% state income tax on lottery prizes above the threshold, in addition to 24% federal withholding. Your maximum combined rate could reach 42.00%.
Enter Your Winnings
Lump sum is approximately 55% of the advertised jackpot
Your estimated take-home winnings
$360,453
After 34.46% effective tax rate
Tax Breakdown
Cash value before taxes
Winnings Distribution
Frequently Asked Questions — Massachusetts Lottery Taxes
How much tax do I pay on a $1 million lottery win in Massachusetts?
On a $1 million lottery win in Massachusetts, the lump sum cash value is approximately $550,000. Federal withholding is 24% ($132,000) and Massachusetts state tax is 5.00% ($27,500). Your estimated take-home lump sum is approximately $390,500 — though your final federal tax bill may be higher depending on your total income for the year.
Does Massachusetts tax lottery winnings?
Yes. Massachusetts taxes lottery winnings at a 5.00% state income tax rate. This is in addition to federal taxes of 24-37%. The Massachusetts lottery withholds state taxes automatically on prizes above the threshold.
What is the lottery tax rate in Massachusetts?
In Massachusetts, the lottery tax rate is 5.00% at the state level, plus federal taxes of 24-37%. The federal government withholds 24% upfront on prizes over $5,000. Combined, lottery winners in Massachusetts may pay up to 42.00% in total taxes.
Lottery Tax in Massachusetts
Massachusetts imposes a 5.00% state income tax on lottery winnings (Massachusetts Income Tax). This is in addition to federal taxes of up to 37%. Combined, lottery winners in Massachusetts may pay up to 42.00% in total taxes.
The Massachusetts lottery withholds state taxes automatically on prizes over a certain threshold. If you are a non-resident winner, different withholding rates may apply.
Massachusetts Lottery — Key Facts for Winners
Massachusetts applies a 5% state income tax on lottery winnings. Massachusetts has one of the most active lottery markets per capita in the United States, with the Mass Lottery consistently ranking among the top states in per-capita ticket sales. Winners face the standard 5% flat rate on all prize amounts subject to taxation.
Tax Sources & References
Federal withholding rates are based on IRS Topic No. 419 — Gambling Income and Losses. State tax rates are sourced from each state's department of revenue. Official Massachusetts lottery rules and prize information are published on the Massachusetts Lottery official website.
Disclaimer
This calculator provides estimates only and does not constitute tax advice. Actual tax amounts may vary based on your individual circumstances, deductions, and other income. Please consult a qualified tax professional for advice specific to your situation.