Minnesota Lottery Tax Calculator
Calculate your take-home winnings after 9.85% Minnesota state tax and federal taxes.
State Tax Rate
9.85%
Minnesota Income Tax
Federal Tax Rate
24–37%
24% withheld upfront
Max Combined Rate
46.85%
Federal + state
Minnesota withholds 9.85% state income tax on lottery prizes above the threshold, in addition to 24% federal withholding. Your maximum combined rate could reach 46.85%.
Enter Your Winnings
Lump sum is approximately 55% of the advertised jackpot
Your estimated take-home winnings
$333,778
After 39.31% effective tax rate
Tax Breakdown
Cash value before taxes
Winnings Distribution
Frequently Asked Questions — Minnesota Lottery Taxes
How much tax do I pay on a $1 million lottery win in Minnesota?
On a $1 million lottery win in Minnesota, the lump sum cash value is approximately $550,000. Federal withholding is 24% ($132,000) and Minnesota state tax is 9.85% ($54,175). Your estimated take-home lump sum is approximately $363,825 — though your final federal tax bill may be higher depending on your total income for the year.
Does Minnesota tax lottery winnings?
Yes. Minnesota taxes lottery winnings at a 9.85% state income tax rate. This is in addition to federal taxes of 24-37%. The Minnesota lottery withholds state taxes automatically on prizes above the threshold.
What is the lottery tax rate in Minnesota?
In Minnesota, the lottery tax rate is 9.85% at the state level, plus federal taxes of 24-37%. The federal government withholds 24% upfront on prizes over $5,000. Combined, lottery winners in Minnesota may pay up to 46.85% in total taxes.
Lottery Tax in Minnesota
Minnesota imposes a 9.85% state income tax on lottery winnings (Minnesota Income Tax). This is in addition to federal taxes of up to 37%. Combined, lottery winners in Minnesota may pay up to 46.85% in total taxes.
The Minnesota lottery withholds state taxes automatically on prizes over a certain threshold. If you are a non-resident winner, different withholding rates may apply.
Tax Sources & References
Federal withholding rates are based on IRS Topic No. 419 — Gambling Income and Losses. State tax rates are sourced from each state's department of revenue. Official Minnesota lottery rules and prize information are published on the Minnesota Lottery official website.
Disclaimer
This calculator provides estimates only and does not constitute tax advice. Actual tax amounts may vary based on your individual circumstances, deductions, and other income. Please consult a qualified tax professional for advice specific to your situation.