Missouri Lottery Tax Calculator

Calculate your take-home winnings after 4.80% Missouri state tax and federal taxes.

State Tax Rate

4.80%

Missouri Income Tax

Federal Tax Rate

24–37%

24% withheld upfront

Max Combined Rate

41.80%

Federal + state

Missouri withholds 4.80% state income tax on lottery prizes above the threshold, in addition to 24% federal withholding. Your maximum combined rate could reach 41.80%.

Enter Your Winnings

$

Lump sum is approximately 55% of the advertised jackpot

Your estimated take-home winnings

$361,553

After 34.26% effective tax rate

Tax Breakdown

Advertised Jackpot
$1,000,000
Lump Sum (55%)

Cash value before taxes

$550,000
Federal Tax (29.46% effective)
-$162,047
Missouri Income Tax (4.80%)
-$26,400
Total Tax
-$188,447
Net Winnings
$361,553

Winnings Distribution

Take Home
Federal
State

Frequently Asked Questions — Missouri Lottery Taxes

How much tax do I pay on a $1 million lottery win in Missouri?

On a $1 million lottery win in Missouri, the lump sum cash value is approximately $550,000. Federal withholding is 24% ($132,000) and Missouri state tax is 4.80% ($26,400). Your estimated take-home lump sum is approximately $391,600 — though your final federal tax bill may be higher depending on your total income for the year.

Does Missouri tax lottery winnings?

Yes. Missouri taxes lottery winnings at a 4.80% state income tax rate. This is in addition to federal taxes of 24-37%. The Missouri lottery withholds state taxes automatically on prizes above the threshold.

What is the lottery tax rate in Missouri?

In Missouri, the lottery tax rate is 4.80% at the state level, plus federal taxes of 24-37%. The federal government withholds 24% upfront on prizes over $5,000. Combined, lottery winners in Missouri may pay up to 41.80% in total taxes.

Lottery Tax in Missouri

Missouri imposes a 4.80% state income tax on lottery winnings (Missouri Income Tax). This is in addition to federal taxes of up to 37%. Combined, lottery winners in Missouri may pay up to 41.80% in total taxes.

The Missouri lottery withholds state taxes automatically on prizes over a certain threshold. If you are a non-resident winner, different withholding rates may apply.

Tax Sources & References

Federal withholding rates are based on IRS Topic No. 419 — Gambling Income and Losses. State tax rates are sourced from each state's department of revenue. Official Missouri lottery rules and prize information are published on the Missouri Lottery official website.

Disclaimer

This calculator provides estimates only and does not constitute tax advice. Actual tax amounts may vary based on your individual circumstances, deductions, and other income. Please consult a qualified tax professional for advice specific to your situation.