New Hampshire Lottery Tax Calculator

Great news! New Hampshire does not tax lottery winnings. You only pay federal taxes.

New Hampshire has no state lottery tax

New Hampshire is one of nine states that do not impose state income tax on lottery winnings. Winners only owe federal taxes — up to 37% at the highest bracket.

New Hampshire lottery winners pay only federal income tax. The IRS withholds 24% on prizes over $5,000, and your final federal bill may reach 37% based on your total annual income.

Enter Your Winnings

$

Lump sum is approximately 55% of the advertised jackpot

Your estimated take-home winnings

$387,953

After 29.46% effective tax rate

Tax Breakdown

Advertised Jackpot
$1,000,000
Lump Sum (55%)

Cash value before taxes

$550,000
Federal Tax (29.46% effective)
-$162,047
State Tax
$0 (No state tax)
Total Tax
-$162,047
Net Winnings
$387,953

Winnings Distribution

Take Home
Federal

Frequently Asked Questions — New Hampshire Lottery Taxes

How much tax do I pay on a $1 million lottery win in New Hampshire?

On a $1 million lottery win in New Hampshire, you would choose between the lump sum (approximately $550,000 cash value) or annuity payments totaling $1 million over 29 years. For the lump sum, the federal government withholds 24% upfront ($132,000), and New Hampshire collects no state tax. Your estimated take-home lump sum would be approximately $418,000 before accounting for your total annual income, which could push you into a higher federal bracket.

Does New Hampshire tax lottery winnings?

No. New Hampshire does not impose a state income tax on lottery winnings. Winners in New Hampshire only owe federal income taxes on their prizes. The federal government withholds 24% on prizes over $5,000 and the top federal marginal rate is 37%.

What is the lottery tax rate in New Hampshire?

In New Hampshire, there is no state income tax on lottery winnings (0% state rate). The only tax owed is federal: 24% is withheld upfront on prizes over $5,000, and the total federal tax can reach 37% for the highest earners. The maximum total tax rate on lottery winnings in New Hampshire is 37%.

Lottery Tax in New Hampshire

New Hampshire is one of nine states that do not impose a state income tax on lottery winnings. If you win a lottery prize in New Hampshire, you will only pay federal income taxes. The federal government withholds 24% upfront on winnings over $5,000, and your total federal tax liability may be up to 37% depending on your total annual income.

Tax Sources & References

Federal withholding rates are based on IRS Topic No. 419 — Gambling Income and Losses. State tax rates are sourced from each state's department of revenue. Official New Hampshire lottery rules and prize information are published on the New Hampshire Lottery official website.

Disclaimer

This calculator provides estimates only and does not constitute tax advice. Actual tax amounts may vary based on your individual circumstances, deductions, and other income. Please consult a qualified tax professional for advice specific to your situation.