Ohio Lottery Tax Calculator

Calculate your take-home winnings after 4.00% Ohio state tax and federal taxes.

State Tax Rate

4.00%

Ohio Income Tax

Federal Tax Rate

24–37%

24% withheld upfront

Max Combined Rate

41.00%

Federal + state

Ohio withholds 4.00% state income tax on lottery prizes above the threshold, in addition to 24% federal withholding. Your maximum combined rate could reach 41.00%.

Enter Your Winnings

$

Lump sum is approximately 55% of the advertised jackpot

Your estimated take-home winnings

$365,953

After 33.46% effective tax rate

Tax Breakdown

Advertised Jackpot
$1,000,000
Lump Sum (55%)

Cash value before taxes

$550,000
Federal Tax (29.46% effective)
-$162,047
Ohio Income Tax (4.00%)
-$22,000
Total Tax
-$184,047
Net Winnings
$365,953

Winnings Distribution

Take Home
Federal
State

Frequently Asked Questions — Ohio Lottery Taxes

How much tax do I pay on a $1 million lottery win in Ohio?

On a $1 million lottery win in Ohio, the lump sum cash value is approximately $550,000. Federal withholding is 24% ($132,000) and Ohio state tax is 4.00% ($22,000). Your estimated take-home lump sum is approximately $396,000 — though your final federal tax bill may be higher depending on your total income for the year.

Does Ohio tax lottery winnings?

Yes. Ohio taxes lottery winnings at a 4.00% state income tax rate. This is in addition to federal taxes of 24-37%. The Ohio lottery withholds state taxes automatically on prizes above the threshold.

What is the lottery tax rate in Ohio?

In Ohio, the lottery tax rate is 4.00% at the state level, plus federal taxes of 24-37%. The federal government withholds 24% upfront on prizes over $5,000. Combined, lottery winners in Ohio may pay up to 41.00% in total taxes.

Lottery Tax in Ohio

Ohio imposes a 4.00% state income tax on lottery winnings (Ohio Income Tax). This is in addition to federal taxes of up to 37%. Combined, lottery winners in Ohio may pay up to 41.00% in total taxes.

The Ohio lottery withholds state taxes automatically on prizes over a certain threshold. If you are a non-resident winner, different withholding rates may apply.

Ohio Lottery — Key Facts for Winners

Ohio imposes a 4% state income tax on lottery winnings. Ohio is a major lottery market and home to many Powerball and Mega Millions winners. The state withholds taxes automatically on prizes over $600. Some Ohio municipalities also impose local income taxes, which may apply to lottery winnings depending on where the winner resides.

Tax Sources & References

Federal withholding rates are based on IRS Topic No. 419 — Gambling Income and Losses. State tax rates are sourced from each state's department of revenue. Official Ohio lottery rules and prize information are published on the Ohio Lottery official website.

Disclaimer

This calculator provides estimates only and does not constitute tax advice. Actual tax amounts may vary based on your individual circumstances, deductions, and other income. Please consult a qualified tax professional for advice specific to your situation.