Oregon Lottery Tax Calculator

Calculate your take-home winnings after 9.90% Oregon state tax and federal taxes.

State Tax Rate

9.90%

Oregon Income Tax

Federal Tax Rate

24–37%

24% withheld upfront

Max Combined Rate

46.90%

Federal + state

Oregon withholds 9.90% state income tax on lottery prizes above the threshold, in addition to 24% federal withholding. Your maximum combined rate could reach 46.90%.

Enter Your Winnings

$

Lump sum is approximately 55% of the advertised jackpot

Your estimated take-home winnings

$333,503

After 39.36% effective tax rate

Tax Breakdown

Advertised Jackpot
$1,000,000
Lump Sum (55%)

Cash value before taxes

$550,000
Federal Tax (29.46% effective)
-$162,047
Oregon Income Tax (9.90%)
-$54,450
Total Tax
-$216,497
Net Winnings
$333,503

Winnings Distribution

Take Home
Federal
State

Frequently Asked Questions — Oregon Lottery Taxes

How much tax do I pay on a $1 million lottery win in Oregon?

On a $1 million lottery win in Oregon, the lump sum cash value is approximately $550,000. Federal withholding is 24% ($132,000) and Oregon state tax is 9.90% ($54,450). Your estimated take-home lump sum is approximately $363,550 — though your final federal tax bill may be higher depending on your total income for the year.

Does Oregon tax lottery winnings?

Yes. Oregon taxes lottery winnings at a 9.90% state income tax rate. This is in addition to federal taxes of 24-37%. The Oregon lottery withholds state taxes automatically on prizes above the threshold.

What is the lottery tax rate in Oregon?

In Oregon, the lottery tax rate is 9.90% at the state level, plus federal taxes of 24-37%. The federal government withholds 24% upfront on prizes over $5,000. Combined, lottery winners in Oregon may pay up to 46.90% in total taxes.

Lottery Tax in Oregon

Oregon imposes a 9.90% state income tax on lottery winnings (Oregon Income Tax). This is in addition to federal taxes of up to 37%. Combined, lottery winners in Oregon may pay up to 46.90% in total taxes.

The Oregon lottery withholds state taxes automatically on prizes over a certain threshold. If you are a non-resident winner, different withholding rates may apply.

Tax Sources & References

Federal withholding rates are based on IRS Topic No. 419 — Gambling Income and Losses. State tax rates are sourced from each state's department of revenue. Official Oregon lottery rules and prize information are published on the Oregon Lottery official website.

Disclaimer

This calculator provides estimates only and does not constitute tax advice. Actual tax amounts may vary based on your individual circumstances, deductions, and other income. Please consult a qualified tax professional for advice specific to your situation.