Pennsylvania Lottery Tax Calculator
Calculate your take-home winnings after 3.07% Pennsylvania state tax and federal taxes.
State Tax Rate
3.07%
Pennsylvania Income Tax
Federal Tax Rate
24–37%
24% withheld upfront
Max Combined Rate
40.07%
Federal + state
Pennsylvania withholds 3.07% state income tax on lottery prizes above the threshold, in addition to 24% federal withholding. Your maximum combined rate could reach 40.07%.
Enter Your Winnings
Lump sum is approximately 55% of the advertised jackpot
Your estimated take-home winnings
$371,068
After 32.53% effective tax rate
Tax Breakdown
Cash value before taxes
Winnings Distribution
Frequently Asked Questions — Pennsylvania Lottery Taxes
How much tax do I pay on a $1 million lottery win in Pennsylvania?
On a $1 million lottery win in Pennsylvania, the lump sum cash value is approximately $550,000. Federal withholding is 24% ($132,000) and Pennsylvania state tax is 3.07% ($16,885). Your estimated take-home lump sum is approximately $401,115 — though your final federal tax bill may be higher depending on your total income for the year.
Does Pennsylvania tax lottery winnings?
Yes. Pennsylvania taxes lottery winnings at a 3.07% state income tax rate. This is in addition to federal taxes of 24-37%. The Pennsylvania lottery withholds state taxes automatically on prizes above the threshold.
What is the lottery tax rate in Pennsylvania?
In Pennsylvania, the lottery tax rate is 3.07% at the state level, plus federal taxes of 24-37%. The federal government withholds 24% upfront on prizes over $5,000. Combined, lottery winners in Pennsylvania may pay up to 40.07% in total taxes.
Lottery Tax in Pennsylvania
Pennsylvania imposes a 3.07% state income tax on lottery winnings (Pennsylvania Income Tax). This is in addition to federal taxes of up to 37%. Combined, lottery winners in Pennsylvania may pay up to 40.07% in total taxes.
The Pennsylvania lottery withholds state taxes automatically on prizes over a certain threshold. If you are a non-resident winner, different withholding rates may apply.
Pennsylvania Lottery — Key Facts for Winners
Pennsylvania has a flat 3.07% state income tax rate on lottery winnings, which is one of the lower rates among states that do tax lottery prizes. Pennsylvania is notable for being one of the few states that taxes lottery winnings but at a relatively modest flat rate, making it more favorable than higher-tax neighbors like New York and New Jersey.
Tax Sources & References
Federal withholding rates are based on IRS Topic No. 419 — Gambling Income and Losses. State tax rates are sourced from each state's department of revenue. Official Pennsylvania lottery rules and prize information are published on the Pennsylvania Lottery official website.
Disclaimer
This calculator provides estimates only and does not constitute tax advice. Actual tax amounts may vary based on your individual circumstances, deductions, and other income. Please consult a qualified tax professional for advice specific to your situation.