UK Lottery Guide 2026

Quick Answer

Are lottery winnings taxable in the UK? No. The United Kingdom does not tax lottery winnings. All prizes from the National Lottery, EuroMillions, and other UK-licensed lotteries are completely tax-free — you keep 100% of your winnings.

UK Lottery Games

The UK offers several major lottery games run by Camelot (National Lottery) and the pan-European EuroMillions consortium:

EuroMillions

Tuesday & Friday

From €17M+

Shared across 9 European countries

National Lottery (Lotto)

Wednesday & Saturday

From £2M+

UK's flagship draw game

Health Lottery

Every Saturday

Up to £100K

Supports health-related charities

Are UK Lottery Winnings Taxable?

UK lottery winnings are entirely tax-free. HMRC does not classify lottery prizes as income, so there is no income tax, capital gains tax, or inheritance tax due on the prize itself at the time of winning.

Important exception: Any interest or investment income earned on your prize money after you receive it is subject to standard income tax rules. If your winnings push your estate above the inheritance tax threshold (£325,000), potential IHT may apply on death.

EuroMillions vs National Lottery — Odds Comparison

GameJackpot OddsAny Prize Odds
EuroMillions1 in 139,838,1601 in 13
National Lottery1 in 45,057,4741 in 9.3

How to Claim UK Lottery Prizes

  • Under £500: Claim instantly at any licensed retailer, or via the National Lottery app or website.
  • £500 and above: Claim online through your National Lottery account or by post using the prize claim form on the back of your ticket.
  • Jackpot prizes: Claimed by appointment only. Camelot will guide you through a secure process including identity verification and financial advice.

All claims must be made within 180 days of the draw date.

Frequently Asked Questions

Are UK lottery winnings taxable?

No. The United Kingdom does not tax lottery winnings. All prizes from the National Lottery, EuroMillions, and other UK-licensed lotteries are completely tax-free. However, any interest or investment returns earned on your prize money are subject to income tax.

How do you play EuroMillions in the UK?

To play EuroMillions, pick 5 main numbers from 1–50 and 2 Lucky Stars from 1–12. Tickets cost £2.50 per line. Draws take place every Tuesday and Friday. You can play online via the National Lottery website or app, or at any licensed retailer.

What are the odds of winning the National Lottery?

The odds of winning the National Lottery jackpot (Lotto) are 1 in 45,057,474. EuroMillions jackpot odds are 1 in 139,838,160. Overall odds of winning any National Lottery prize are approximately 1 in 9.3.

Lottery Tax Calculator

Calculate your net winnings after tax for any lottery prize

Lottery Blog & Guides

Strategy guides, odds breakdowns, and lottery news